Pinasthika PA, Santoso JTB. Tam-Based Analysis Of E-Wallet Usage Intentions With Risk Perception As A Moderating Variable. J HUM SOC STUD [Internet]. 2026 Apr. 26 [cited 2026 Jul. 21];10(1):623-30. Available from: https://jhss-lppm-unpak.id/index.php/jhss/article/view/136