Yauma Afriyanti, Tuti Anggraini, & Atika. (2026). Analysis Of Mudharabah And Musyarakah Financing By Islamic Banks For The Development Of Small And Medium Enterprises In Deli Serdang. JHSS (Journal of Humanities and Social Studies), 10(1), 102–108. https://doi.org/10.33751/jhss.v10i1.22